Winter at PRVA
Paul Revere Village
Millbury, Massachusetts

Insurance Provisions

 

The Association carries insurance on the buildings and common areas. Owners are prohibited from doing anything to increase premiums or to cause cancellation of insurance.  Unit owners are to report losses promptly and to cooperate in the adjustment of losses.  The Board suggests that owners and renters purchase personal property insurance for losses not covered by the Master Policy.  

Insurance – individual renters and owners

PRVA provides a Master Policy but this does not cover everything, so you and/or your renter needs to have ‘owner’ or ‘renter’ insurance as well. Don’t wait until it is too late. (i.e. if the building burns down, PRVA insurance pays to rebuild the structure and your insurance pays for personal possessions such as furniture, rugs, etc. 

The homeowner is responsible for the first $10,000 deductible per occurrence. There is also a $2500 ice dam per unit deductible.

Certificates of insurance may also printed from the website www.imaagency.com. Click on certificates/condominium and follow the prompts. You will need your mortgage info to complete the questionnaire.

Instructions to obtain PRVA Master Insurance Policy Certificate (pdf)

 

Letter regarding insurance deductable increase dated January 21, 2003 (pdf)

Example of Master Policy Insurance Coverage for your unit (pdf)

Explanation in layman's terms (pdf) 

By-Laws concerning Insurance

 

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